Risk preferences and reactions

% selecting each risk/return preference and downturn reaction

Self-reported risk preference and reactions to a hypothetical downturn — shown as context, not as a prediction of actual behavior.

What risk/return preference does the focused group report?

All 553 people answered.

Preservation of capital (amount invested) is more important to me than returns.211 (38.2%)

I need to have good but stable and reliable returns with minimal losses192 (34.7%)

I aim for better, higher returns and realize that there will be some ups and downs in my investment, but I wouldn't be able to accept significant losses103 (18.6%)

I would like high returns and am not too concerned with risk. I am prepared for significant short-term losses to achieve better long-term returns47 (8.5%)

Context on how this sample describes its own risk appetite.

How does the focused group say it would react to a downturn?

All 553 people answered.

I understand these things happen. I’ll keep my money invested and wait for the market to recover.200 (36.2%)

I would be a bit worried and may take out some money from the market.175 (31.6%)

I would be very worried. I might stop investing in the market and move my money to safer options like fixed deposits.126 (22.8%)

I’ll invest more now so I can earn better returns when the market goes up again.52 (9.4%)

Context on self-reported downturn sensitivity, alongside the fear-of-loss barrier finding.

Findings

Most respondents lean cautious: over seventy percent prioritize capital preservation or stable returns over higher growth.
This group leans cautious about risk/return tradeoffs — useful context alongside the fear-of-loss barrier finding.
Reactions to a hypothetical downturn are split — most say they'd hold or worry a little, but almost a quarter say they might stop investing.
This is a stated hypothetical reaction, suggesting a meaningful minority may be at risk of abandoning investing under stress, alongside a majority who say they'd hold steady.