Reported barriers

% selecting each reported barrier

Why respondents report not investing today, among those who answered this question.

What reasons do respondents give for not investing today?MF+ETF combined scope

266 of 553 people answered.

Fear of losing money due to market risks81 (30.5%)

It’s for long term investment68 (25.6%)

Lack of knowledge about how mutual funds work67 (25.2%)

I don't know how to start investing in Mutual funds65 (24.4%)

Confusion cause by information overload from different sources60 (22.6%)

Uncertainty about returns and performance59 (22.2%)

Lack of trust in fund managers58 (21.8%)

Lack of trust in the mutual funds56 (21.1%)

There are too many options56 (21.1%)

Regulatory or policy concerns affecting mutual funds53 (19.9%)

Better returns from other investment options50 (18.8%)

Requires large amount to start investing35 (13.2%)

High fees, charges and Management expenses25 (9.4%)

Advised by family, friends, or financial advisors not to invest20 (7.5%)

I don't have enough money to invest18 (6.8%)

Requires too many documents12 (4.5%)

Takes time to receive invested money after selling11 (4.1%)

Lack of availability of investment platform in local language4 (1.5%)

Shows which barriers this group reports most often.

Fear of losing money is the most commonly reported barrier, among the roughly half of the group who answered this question.
Among those who answered, concern about losing money is the single most common reason given for not currently investing.
Several distinct concerns — perceived risk, not knowing how mutual funds work, and not knowing how to start — are reported at similar rates just behind fear of loss.
This isn't one dominant barrier — knowledge gaps and not knowing where to start are reported almost as often as the top concern.
Distrust — of fund managers and of mutual funds generally — is a third, distinct barrier theme, reported by about 1 in 5.
Alongside perceived risk and knowledge gaps, a meaningful share separately cite not trusting fund managers or mutual funds as institutions — a different kind of concern from "I don't understand this yet."